Deprecated: Return type of WPCF7_FormTag::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php on line 395

Deprecated: Return type of WPCF7_FormTag::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php on line 387

Deprecated: Return type of WPCF7_FormTag::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php on line 381

Deprecated: Return type of WPCF7_FormTag::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php on line 399

Deprecated: Return type of WPCF7_Validation::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/validation.php on line 78

Deprecated: Return type of WPCF7_Validation::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/validation.php on line 72

Deprecated: Return type of WPCF7_Validation::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/validation.php on line 59

Deprecated: Return type of WPCF7_Validation::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/validation.php on line 82

Deprecated: Return type of FS_Key_Value_Storage::offsetExists($k) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 309

Deprecated: Return type of FS_Key_Value_Storage::offsetGet($k) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 317

Deprecated: Return type of FS_Key_Value_Storage::offsetSet($k, $v) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 301

Deprecated: Return type of FS_Key_Value_Storage::offsetUnset($k) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 313

Deprecated: Return type of FS_Key_Value_Storage::current() should either be compatible with Iterator::current(): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 328

Deprecated: Return type of FS_Key_Value_Storage::next() should either be compatible with Iterator::next(): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 339

Deprecated: Return type of FS_Key_Value_Storage::key() should either be compatible with Iterator::key(): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 350

Deprecated: Return type of FS_Key_Value_Storage::valid() should either be compatible with Iterator::valid(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 362

Deprecated: Return type of FS_Key_Value_Storage::rewind() should either be compatible with Iterator::rewind(): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 375

Deprecated: Return type of FS_Key_Value_Storage::count() should either be compatible with Countable::count(): int, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home1/unispherecanada/public_html/wp-content/themes/business-event-pro/freemius/includes/managers/class-fs-key-value-storage.php on line 389

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831

Warning: Cannot modify header information - headers already sent by (output started at /home1/unispherecanada/public_html/wp-content/plugins/contact-form-7/includes/form-tag.php:3) in /home1/unispherecanada/public_html/wp-includes/rest-api/class-wp-rest-server.php on line 1831
{"id":619,"date":"2018-08-17T08:22:18","date_gmt":"2018-08-17T08:22:18","guid":{"rendered":"http:\/\/unispherecanada.org\/?page_id=619"},"modified":"2021-08-02T20:41:41","modified_gmt":"2021-08-02T20:41:41","slug":"what-we-do","status":"publish","type":"page","link":"http:\/\/unispherecanada.org\/what-we-do\/","title":{"rendered":"Micro Lending Program"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\n

Unisphere Canada provides affordable loans plus free business coaching in partnership with Access to give you the skills and knowledge for success. Every loan application is offered free business coaching services. coaches are volunteers with experience in business, who can help you launch your start-up and answer your burning questions.<\/p>\n\n

Application Process:<\/strong><\/p>\n\n

    \n
  1. Loan Application Screening and Support<\/li>\n
  2. Prepare qualified applicants for Loan Review Committee<\/li>\n
  3. Support applicants with business plan development<\/li>\n
  4. Referral to partners<\/li>\n<\/ol>\n\n

    \u00a0<\/p>\n

    Applicant Eligibility:<\/strong><\/p>\n\n

      \n
    1. 18 years or older<\/li>\n
    2. Canadian citizen, Permanent Resident or Convention Refugee with a legal right to work in Canada<\/li>\n
    3. A resident of the Greater Toronto Area<\/li>\n
    4. Demonstrated financial need<\/li>\n
    5. Not in a consumer proposal or bankruptcy, or has been discharged for at least 6 months<\/li>\n
    6. up to date with, and not owing taxes to Canada Revenue (CRA) Authority or child support to the Family Responsibility Office (CRF) or provide proof of ongoing payments for at least 3 consecutive months<\/li>\n
    7. able to demonstrate that loan will be used for business purposes as outlined in the application and business plan<\/li>\n
    8. business loans cannot be used to pay off debts<\/li>\n<\/ol>\n\n

      \u00a0<\/p>\n

      Required Documents:<\/strong><\/p>\n\n

        \n
      1. Proof of income, e.g. copy of pay stub<\/li>\n
      2. Credit report and score from Equifax or Transunion<\/li>\n
      3. Notice of Assessment from Canada Revenue Authority<\/li>\n
      4. Business Plan and Cash Flow Projections<\/li>\n
      5. Business Registration, if registered<\/li>\n
      6. Two pieces of valid photo IDs (e.g. Driver\u2019s License, Passport, or Immigration Documents)<\/li>\n
      7. Proof of residence, e.g. utility bill, bank statement, etc.<\/li>\n
      8. Resume<\/li>\n<\/ol>\n

        \u00a0<\/p>\n

        For more Frequently Asked Questions about Business Loans, please click here.<\/a><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        Unisphere Canada provides affordable loans plus free business coaching in partnership with Access to give you the skills and knowledge for success. Every loan application is offered free business coaching services. coaches are volunteers with experience in business, who can help you launch your start-up and answer your burning questions. Application Process: Loan Application Screening and Support Prepare qualified applicants…<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/pages\/619"}],"collection":[{"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/comments?post=619"}],"version-history":[{"count":16,"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/pages\/619\/revisions"}],"predecessor-version":[{"id":1592,"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/pages\/619\/revisions\/1592"}],"wp:attachment":[{"href":"http:\/\/unispherecanada.org\/wp-json\/wp\/v2\/media?parent=619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}